{
 "utility": "Central Florida Elec Coop, Inc",
 "utility_legal_name": "Central Florida Elec Coop, Inc",
 "eia_id": 3245,
 "state": "FL",
 "state_name": "Florida",
 "url": "https://meterwise.app/fl/central-florida-elec-coop-inc/heat-pump-vs-furnace/",
 "markdown_url": "https://meterwise.app/fl/central-florida-elec-coop-inc/heat-pump-vs-furnace/index.md",
 "json_url": "https://meterwise.app/data/v1/utilities/fl/central-florida-elec-coop-inc.json",
 "json_path": "data/v1/utilities/fl/central-florida-elec-coop-inc.json",
 "updated": "2026-11-10",
 "zip_codes_served": 24,
 "quick_answer": "As of November 2026, for a typical 1,800 sq ft electrically heated home on Central Florida Elec Coop, Inc electricity rates in Florida that needs a new furnace and AC: It depends on your quotes. A heat pump saves about $350 a year to run, so it comes out ahead over 15 years if its quote is no more than $5,200 above the quote for a new furnace and AC.",
 "verdict": "depends on quotes",
 "verdict_code": "depends",
 "assumptions": {
  "floor_area_sqft": 1800,
  "insulation": "average",
  "scenario": "furnace and AC both need replacing",
  "heating_fuel": "electric",
  "lifetime_years": 15
 },
 "electricity": {
  "price_per_kwh_typical_bill": 0.1362,
  "winter_extra_kwh_price": 0.1341,
  "state_average_per_kwh": 0.1544,
  "vs_state_average_pct": -12,
  "source": "utility average price (EIA)",
  "tariff": null,
  "tariff_effective": null,
  "note": "Electricity: Central Florida Elec Coop, Inc's average residential price in FL (EIA), $0.136/kWh; the winter price of extra kWh is estimated at $0.134/kWh. Enter your own rate for a closer answer."
 },
 "climate": {
  "station": "Usher Twr",
  "heating_degree_days": 1097,
  "cooling_degree_days": 2656,
  "normals": "NOAA 1991-2020"
 },
 "heating_fuel": {
  "default": "electric",
  "price_per_therm_gas": 2.363,
  "local_mix": {
   "electric": 0.912,
   "gas": 0.023,
   "oil": 0,
   "other": 0.029,
   "propane": 0.036
  }
 },
 "heat_pump": {
  "option": "Heat pump (replaces both)",
  "annual_saving_vs_like_for_like": 349,
  "break_even_quote_gap": 5228
 },
 "options": [
  {
   "id": "like",
   "option": "New electric furnace + new AC",
   "installed_typical": 10122,
   "installed_low": 7326,
   "installed_high": 13110,
   "rebates": 0,
   "energy_cost_per_year": 800,
   "electricity_kwh_per_year": 5918,
   "fuel_per_year": null,
   "total_15_years": 22116
  },
  {
   "id": "hp",
   "option": "Heat pump (replaces both)",
   "installed_typical": 11086,
   "installed_low": 7712,
   "installed_high": 14460,
   "rebates": 0,
   "energy_cost_per_year": 451,
   "electricity_kwh_per_year": 3326,
   "fuel_per_year": null,
   "total_15_years": 17852
  },
  {
   "id": "hp_cold",
   "option": "High-efficiency cold-climate heat pump",
   "installed_typical": 14460,
   "installed_low": 10604,
   "installed_high": 19280,
   "rebates": 0,
   "energy_cost_per_year": 336,
   "electricity_kwh_per_year": 2476,
   "fuel_per_year": null,
   "total_15_years": 19495
  }
 ],
 "rebates_checked": false,
 "rebate_programs": [],
 "license": "https://creativecommons.org/licenses/by/4.0/",
 "citation": "MeterWise, \"Heat pump vs. electric furnace and AC on Central Florida Elec Coop, Inc rates (FL)\", updated 2026-11-10, https://meterwise.app/fl/central-florida-elec-coop-inc/heat-pump-vs-furnace/"
}