{
 "utility": "White River Valley El Coop Inc",
 "utility_legal_name": "White River Valley El Coop Inc",
 "eia_id": 20574,
 "state": "MO",
 "state_name": "Missouri",
 "url": "https://meterwise.app/mo/white-river-valley-el-coop-inc/heat-pump-vs-furnace/",
 "markdown_url": "https://meterwise.app/mo/white-river-valley-el-coop-inc/heat-pump-vs-furnace/index.md",
 "json_url": "https://meterwise.app/data/v1/utilities/mo/white-river-valley-el-coop-inc.json",
 "json_path": "data/v1/utilities/mo/white-river-valley-el-coop-inc.json",
 "updated": "2026-11-10",
 "zip_codes_served": 60,
 "quick_answer": "As of November 2026, for a typical 1,800 sq ft electrically heated home on White River Valley El Coop Inc electricity rates in Missouri that needs a new furnace and AC: A heat pump comes out ahead here even with a high quote: about $12,700 less than a new furnace and AC over 15 years at typical prices, and $910 a year less to run.",
 "verdict": "heat pump ahead at any quote",
 "verdict_code": "always",
 "assumptions": {
  "floor_area_sqft": 1800,
  "insulation": "average",
  "scenario": "furnace and AC both need replacing",
  "heating_fuel": "electric",
  "lifetime_years": 15
 },
 "electricity": {
  "price_per_kwh_typical_bill": 0.143,
  "winter_extra_kwh_price": 0.1104,
  "state_average_per_kwh": 0.1388,
  "vs_state_average_pct": 3,
  "source": "utility average price (EIA)",
  "tariff": null,
  "tariff_effective": null,
  "note": "Electricity: White River Valley El Coop Inc's average residential price in MO (EIA), $0.143/kWh; the winter price of extra kWh is estimated at $0.110/kWh. Enter your own rate for a closer answer."
 },
 "climate": {
  "station": "Ozark Beach 2 Nne",
  "heating_degree_days": 3997,
  "cooling_degree_days": 1544,
  "normals": "NOAA 1991-2020"
 },
 "heating_fuel": {
  "default": "electric",
  "price_per_therm_gas": 1.458,
  "local_mix": {
   "electric": 0.506,
   "gas": 0.211,
   "oil": 0,
   "other": 0.079,
   "propane": 0.204
  }
 },
 "heat_pump": {
  "option": "Heat pump (replaces both)",
  "annual_saving_vs_like_for_like": 912,
  "break_even_quote_gap": 13682
 },
 "options": [
  {
   "id": "like",
   "option": "New electric furnace + new AC",
   "installed_typical": 10406,
   "installed_low": 7532,
   "installed_high": 13478,
   "rebates": 0,
   "energy_cost_per_year": 1513,
   "electricity_kwh_per_year": 12755,
   "fuel_per_year": null,
   "total_15_years": 33103
  },
  {
   "id": "hp",
   "option": "Heat pump (replaces both)",
   "installed_typical": 11397,
   "installed_low": 7928,
   "installed_high": 14865,
   "rebates": 0,
   "energy_cost_per_year": 601,
   "electricity_kwh_per_year": 4892,
   "fuel_per_year": null,
   "total_15_years": 20412
  },
  {
   "id": "hp_cold",
   "option": "High-efficiency cold-climate heat pump",
   "installed_typical": 14865,
   "installed_low": 10901,
   "installed_high": 19820,
   "rebates": 0,
   "energy_cost_per_year": 470,
   "electricity_kwh_per_year": 3851,
   "fuel_per_year": null,
   "total_15_years": 21921
  }
 ],
 "rebates_checked": false,
 "rebate_programs": [],
 "license": "https://creativecommons.org/licenses/by/4.0/",
 "citation": "MeterWise, \"Heat pump vs. electric furnace and AC on White River Valley El Coop Inc rates (MO)\", updated 2026-11-10, https://meterwise.app/mo/white-river-valley-el-coop-inc/heat-pump-vs-furnace/"
}