{
 "utility": "Xcel Energy (Northern States Power Minnesota)",
 "utility_legal_name": "Northern States Power Co - Minnesota",
 "eia_id": 13781,
 "state": "ND",
 "state_name": "North Dakota",
 "url": "https://meterwise.app/nd/xcel-energy-northern-states-power-minnesota/heat-pump-vs-furnace/",
 "markdown_url": "https://meterwise.app/nd/xcel-energy-northern-states-power-minnesota/heat-pump-vs-furnace/index.md",
 "json_url": "https://meterwise.app/data/v1/utilities/nd/xcel-energy-northern-states-power-minnesota.json",
 "json_path": "data/v1/utilities/nd/xcel-energy-northern-states-power-minnesota.json",
 "updated": "2026-11-10",
 "zip_codes_served": 21,
 "quick_answer": "As of November 2026, for a typical 1,800 sq ft gas-heated home on Xcel Energy (Northern States Power Minnesota) electricity rates in North Dakota that needs a new furnace and AC: It depends on your quotes. A high-efficiency cold-climate heat pump costs about $50 a year more to run, so it only comes out ahead if its quote is at least $700 below the quote for a new furnace and AC.",
 "verdict": "depends on quotes",
 "verdict_code": "depends",
 "assumptions": {
  "floor_area_sqft": 1800,
  "insulation": "average",
  "scenario": "furnace and AC both need replacing",
  "heating_fuel": "gas",
  "lifetime_years": 15
 },
 "electricity": {
  "price_per_kwh_typical_bill": 0.1211,
  "winter_extra_kwh_price": 0.1123,
  "state_average_per_kwh": 0.1256,
  "vs_state_average_pct": -4,
  "source": "utility average price (EIA)",
  "tariff": null,
  "tariff_effective": null,
  "note": "Electricity: Xcel Energy (Northern States Power Minnesota)'s average residential price in ND (EIA), $0.121/kWh; the winter price of extra kWh is estimated at $0.112/kWh. Enter your own rate for a closer answer."
 },
 "climate": {
  "station": "Fargo Hector Intl AP",
  "heating_degree_days": 8806,
  "cooling_degree_days": 542,
  "normals": "NOAA 1991-2020"
 },
 "heating_fuel": {
  "default": "gas",
  "price_per_therm_gas": 0.849,
  "local_mix": {
   "electric": 0.498,
   "gas": 0.444,
   "oil": 0.004,
   "other": 0.024,
   "propane": 0.029
  }
 },
 "heat_pump": {
  "option": "High-efficiency cold-climate heat pump",
  "annual_saving_vs_like_for_like": -47,
  "break_even_quote_gap": -711
 },
 "options": [
  {
   "id": "like",
   "option": "New gas furnace + new AC",
   "installed_typical": 12765,
   "installed_low": 9990,
   "installed_high": 15540,
   "rebates": 0,
   "energy_cost_per_year": 899,
   "electricity_kwh_per_year": 1586,
   "fuel_per_year": "841 therms",
   "total_15_years": 26252
  },
  {
   "id": "hp",
   "option": "Heat pump (replaces both)",
   "installed_typical": 12765,
   "installed_low": 8880,
   "installed_high": 16650,
   "rebates": 0,
   "energy_cost_per_year": 1500,
   "electricity_kwh_per_year": 13195,
   "fuel_per_year": null,
   "total_15_years": 35258
  },
  {
   "id": "hp_cold",
   "option": "High-efficiency cold-climate heat pump",
   "installed_typical": 16650,
   "installed_low": 12210,
   "installed_high": 22200,
   "rebates": 0,
   "energy_cost_per_year": 947,
   "electricity_kwh_per_year": 8302,
   "fuel_per_year": null,
   "total_15_years": 30848
  }
 ],
 "rebates_checked": false,
 "rebate_programs": [],
 "license": "https://creativecommons.org/licenses/by/4.0/",
 "citation": "MeterWise, \"Heat pump vs. gas furnace and AC on Xcel Energy (Northern States Power Minnesota) rates (ND)\", updated 2026-11-10, https://meterwise.app/nd/xcel-energy-northern-states-power-minnesota/heat-pump-vs-furnace/"
}