{
 "utility": "NYSEG (New York State Electric & Gas)",
 "utility_legal_name": "New York State Elec & Gas Corp",
 "eia_id": 13511,
 "state": "NY",
 "state_name": "New York",
 "url": "https://meterwise.app/ny/nyseg-new-york-state-electric-and-gas/heat-pump-vs-furnace/",
 "markdown_url": "https://meterwise.app/ny/nyseg-new-york-state-electric-and-gas/heat-pump-vs-furnace/index.md",
 "json_url": "https://meterwise.app/data/v1/utilities/ny/nyseg-new-york-state-electric-and-gas.json",
 "json_path": "data/v1/utilities/ny/nyseg-new-york-state-electric-and-gas.json",
 "updated": "2026-11-10",
 "zip_codes_served": 684,
 "quick_answer": "As of November 2026, for a typical 1,800 sq ft gas-heated home on NYSEG (New York State Electric & Gas) electricity rates in New York that needs a new furnace and AC: It depends on your quotes. A high-efficiency cold-climate heat pump saves about $330 a year to run, so it comes out ahead over 15 years if its quote is no more than $4,900 above the quote for a new furnace and AC.",
 "verdict": "depends on quotes",
 "verdict_code": "depends",
 "assumptions": {
  "floor_area_sqft": 1800,
  "insulation": "average",
  "scenario": "furnace and AC both need replacing",
  "heating_fuel": "gas",
  "lifetime_years": 15
 },
 "electricity": {
  "price_per_kwh_typical_bill": 0.1937,
  "winter_extra_kwh_price": 0.1747,
  "state_average_per_kwh": 0.2853,
  "vs_state_average_pct": -32,
  "source": "utility tariff (U.S. Utility Rate Database)",
  "tariff": "WEST - SERVICE CLASSIFICATION NO. 1 - RESIDENTIAL SERVICE NSS",
  "tariff_effective": "2025-02-26",
  "note": "Electricity: WEST - SERVICE CLASSIFICATION NO. 1 - RESIDENTIAL SERVICE NSS tariff for NYSEG (New York State Electric & Gas), effective 2025-02-26, from the U.S. Utility Rate Database, applied tier by tier to the extra kWh."
 },
 "climate": {
  "station": "Morrisville 6 Sw HCN",
  "heating_degree_days": 7805,
  "cooling_degree_days": 284,
  "normals": "NOAA 1991-2020"
 },
 "heating_fuel": {
  "default": "gas",
  "price_per_therm_gas": 1.646,
  "local_mix": {
   "electric": 0.157,
   "gas": 0.483,
   "oil": 0.191,
   "other": 0.07,
   "propane": 0.099
  }
 },
 "heat_pump": {
  "option": "High-efficiency cold-climate heat pump",
  "annual_saving_vs_like_for_like": 326,
  "break_even_quote_gap": 4896
 },
 "options": [
  {
   "id": "like",
   "option": "New gas furnace + new AC",
   "installed_typical": 12765,
   "installed_low": 9990,
   "installed_high": 15540,
   "rebates": 0,
   "energy_cost_per_year": 1435,
   "electricity_kwh_per_year": 1194,
   "fuel_per_year": "745 therms",
   "total_15_years": 34297
  },
  {
   "id": "hp",
   "option": "Heat pump (replaces both)",
   "installed_typical": 12765,
   "installed_low": 8880,
   "installed_high": 16650,
   "rebates": 0,
   "energy_cost_per_year": 1621,
   "electricity_kwh_per_year": 9281,
   "fuel_per_year": null,
   "total_15_years": 37086
  },
  {
   "id": "hp_cold",
   "option": "High-efficiency cold-climate heat pump",
   "installed_typical": 16650,
   "installed_low": 12210,
   "installed_high": 22200,
   "rebates": 0,
   "energy_cost_per_year": 1109,
   "electricity_kwh_per_year": 6348,
   "fuel_per_year": null,
   "total_15_years": 33286
  }
 ],
 "rebates_checked": false,
 "rebate_programs": [],
 "license": "https://creativecommons.org/licenses/by/4.0/",
 "citation": "MeterWise, \"Heat pump vs. gas furnace and AC on NYSEG (New York State Electric & Gas) rates (NY)\", updated 2026-11-10, https://meterwise.app/ny/nyseg-new-york-state-electric-and-gas/heat-pump-vs-furnace/"
}