# Is a heat pump worth it in Illinois? Compare by electric utility

> As of November 2026: of 15 Illinois electric utilities, a heat pump comes out ahead at any quote for 0,
> it depends on quotes for 15, and like-for-like comes out ahead for 0
> (typical 1,800 sq ft home replacing both furnace and AC).

- Illinois average residential electricity: 19.1¢/kWh (EIA, last 12 months)
- Winter gas: $1.03/therm (EIA, Nov–Mar)
- Interactive page: https://meterwise.app/il/

## What to know about the Illinois numbers

- **Rebates not checked yet**: We haven't checked heat pump rebates in Illinois yet, so the numbers here leave them out. Utility and state programs can take thousands off a heat pump, so ask your utility and your contractor what's available.
- **Mostly average prices**: Only 0% of Illinois ZIP codes here are priced on a current utility tariff. The rest use the utility's average price from the U.S. Energy Information Administration, which is about two years old and doesn't show tiers, so the winter price of extra kWh is estimated. Enter the rate from a recent bill for a closer answer.
- **Supplier choice**: Many Illinois households buy their electricity supply from a competitive supplier. We use the utility's standard price; if you buy from a supplier, enter your total price per kWh from your bill.
- **Regional fuel prices**: EIA doesn't publish a Illinois price for every fuel: heating oil uses the regional average. Enter your own price if you heat with it.

## Utilities

"Heat pump vs. furnace + AC" is the heat pump's yearly running cost difference (− = cheaper to run).

| Utility | Price/kWh | vs. state | Default fuel | Heat pump vs. furnace + AC | Verdict |
|---|---|---|---|---|---|
| [Ameren Illinois](https://meterwise.app/il/ameren-illinois/heat-pump-vs-furnace/index.md) | 15.3¢ | -20% | gas | +$80 | depends on quotes |
| [Eastern Illinois Elec Coop](https://meterwise.app/il/eastern-illinois-elec-coop/heat-pump-vs-furnace/index.md) | 17.1¢ | -10% | gas | +$170 | depends on quotes |
| [Corn Belt Energy Corporation](https://meterwise.app/il/corn-belt-energy-corporation/heat-pump-vs-furnace/index.md) | 15.8¢ | -17% | gas | −$100 | depends on quotes |
| [Menard Electric Coop](https://meterwise.app/il/menard-electric-coop/heat-pump-vs-furnace/index.md) | 18.1¢ | -5% | gas | +$20 | depends on quotes |
| [Norris Electric Coop](https://meterwise.app/il/norris-electric-coop/heat-pump-vs-furnace/index.md) | 15.1¢ | -21% | gas | +$20 | depends on quotes |
| [Southwestern Electric Coop Inc](https://meterwise.app/il/southwestern-electric-coop-inc/heat-pump-vs-furnace/index.md) | 13.7¢ | -28% | gas | −$40 | depends on quotes |
| [Southeastern IL Elec Coop, Inc](https://meterwise.app/il/southeastern-il-elec-coop-inc/heat-pump-vs-furnace/index.md) | 14.5¢ | -24% | gas | −$40 | depends on quotes |
| [Wayne-White Counties Elec Coop](https://meterwise.app/il/wayne-white-counties-elec-coop/heat-pump-vs-furnace/index.md) | 16.6¢ | -13% | gas | −$10 | depends on quotes |
| [Shelby Electric Coop, Inc](https://meterwise.app/il/shelby-electric-coop-inc/heat-pump-vs-furnace/index.md) | 18.6¢ | -2% | gas | +$190 | depends on quotes |
| [MidAmerican Energy](https://meterwise.app/il/midamerican-energy/heat-pump-vs-furnace/index.md) | 10.0¢ | -48% | gas | −$200 | depends on quotes |
| [Egyptian Electric Coop Assn](https://meterwise.app/il/egyptian-electric-coop-assn/heat-pump-vs-furnace/index.md) | 15.5¢ | -19% | gas | +$20 | depends on quotes |
| [Coles-Moultrie Electric Coop](https://meterwise.app/il/coles-moultrie-electric-coop/heat-pump-vs-furnace/index.md) | 17.1¢ | -10% | gas | +$60 | depends on quotes |
| [City of Springfield](https://meterwise.app/il/city-of-springfield/heat-pump-vs-furnace/index.md) | 11.9¢ | -37% | gas | −$60 | depends on quotes |
| [Jo-Carroll Energy, Inc](https://meterwise.app/il/jo-carroll-energy-inc/heat-pump-vs-furnace/index.md) | 19.8¢ | +4% | gas | +$60 | depends on quotes |
| [Rock Energy Cooperative](https://meterwise.app/il/rock-energy-cooperative/heat-pump-vs-furnace/index.md) | 15.0¢ | -21% | gas | −$90 | depends on quotes |

Data: https://meterwise.app/data/v1/utilities.json · Method: https://meterwise.app/about/index.md