# Is a heat pump worth it in Massachusetts? Compare by electric utility

> As of November 2026: of 9 Massachusetts electric utilities, a heat pump comes out ahead at any quote for 8,
> it depends on quotes for 1, and like-for-like comes out ahead for 0
> (typical 1,800 sq ft home replacing both furnace and AC).

- Massachusetts average residential electricity: 30.3¢/kWh (EIA, last 12 months)
- Winter gas: $2.46/therm (EIA, Nov–Mar)
- Interactive page: https://meterwise.app/ma/

## What to know about the Massachusetts numbers

- **Supplier choice**: Many Massachusetts households buy their electricity supply from a competitive supplier. We use the utility's standard price; if you buy from a supplier, enter your total price per kWh from your bill.

## Utilities

"Heat pump vs. furnace + AC" is the heat pump's yearly running cost difference (− = cheaper to run).

| Utility | Price/kWh | vs. state | Default fuel | Heat pump vs. furnace + AC | Verdict |
|---|---|---|---|---|---|
| [National Grid (Massachusetts Electric)](https://meterwise.app/ma/national-grid-massachusetts-electric/heat-pump-vs-furnace/index.md) | 44.4¢ | +46% | gas | +$210 | depends on quotes |
| [Eversource (NSTAR Electric)](https://meterwise.app/ma/eversource-nstar-electric/heat-pump-vs-furnace/index.md) | 26.0¢ | -14% | gas | −$530 | heat pump ahead at any quote |
| [Town of Reading](https://meterwise.app/ma/town-of-reading/heat-pump-vs-furnace/index.md) | 15.9¢ | -48% | gas | −$860 | heat pump ahead at any quote |
| [City of Taunton](https://meterwise.app/ma/city-of-taunton/heat-pump-vs-furnace/index.md) | 21.5¢ | -29% | gas | −$660 | heat pump ahead at any quote |
| [City of Chicopee](https://meterwise.app/ma/city-of-chicopee/heat-pump-vs-furnace/index.md) | 16.2¢ | -47% | gas | −$900 | heat pump ahead at any quote |
| [Unitil (Fitchburg Gas & Electric)](https://meterwise.app/ma/unitil-fitchburg-gas-and-electric/heat-pump-vs-furnace/index.md) | 40.1¢ | +32% | heating oil | −$1,560 | heat pump ahead at any quote |
| [Town of Middleborough](https://meterwise.app/ma/town-of-middleborough/heat-pump-vs-furnace/index.md) | 15.8¢ | -48% | heating oil | −$2,180 | heat pump ahead at any quote |
| [City of Holyoke](https://meterwise.app/ma/city-of-holyoke/heat-pump-vs-furnace/index.md) | 16.6¢ | -45% | gas | −$880 | heat pump ahead at any quote |
| [Town of Hudson](https://meterwise.app/ma/town-of-hudson/heat-pump-vs-furnace/index.md) | 13.4¢ | -56% | gas | −$980 | heat pump ahead at any quote |

Data: https://meterwise.app/data/v1/utilities.json · Method: https://meterwise.app/about/index.md