# Is a heat pump worth it in North Dakota? Compare by electric utility

> As of November 2026: of 15 North Dakota electric utilities, a heat pump comes out ahead at any quote for 3,
> it depends on quotes for 12, and like-for-like comes out ahead for 0
> (typical 1,800 sq ft home replacing both furnace and AC).

- North Dakota average residential electricity: 12.6¢/kWh (EIA, last 12 months)
- Winter gas: $0.85/therm (EIA, Nov–Mar)
- Interactive page: https://meterwise.app/nd/

## What to know about the North Dakota numbers

- **Rebates not checked yet**: We haven't checked heat pump rebates in North Dakota yet, so the numbers here leave them out. Utility and state programs can take thousands off a heat pump, so ask your utility and your contractor what's available.
- **Mostly average prices**: Only 0% of North Dakota ZIP codes here are priced on a current utility tariff. The rest use the utility's average price from the U.S. Energy Information Administration, which is about two years old and doesn't show tiers, so the winter price of extra kWh is estimated. Enter the rate from a recent bill for a closer answer.
- **Regional fuel prices**: EIA doesn't publish a North Dakota price for every fuel: heating oil uses the regional average. Enter your own price if you heat with it.

## Utilities

"Heat pump vs. furnace + AC" is the heat pump's yearly running cost difference (− = cheaper to run).

| Utility | Price/kWh | vs. state | Default fuel | Heat pump vs. furnace + AC | Verdict |
|---|---|---|---|---|---|
| [Otter Tail Power](https://meterwise.app/nd/otter-tail-power/heat-pump-vs-furnace/index.md) | 11.4¢ | -9% | gas | −$20 | depends on quotes |
| [Montana-Dakota Utilities Co](https://meterwise.app/nd/montana-dakota-utilities-co/heat-pump-vs-furnace/index.md) | 11.7¢ | -7% | gas | −$10 | depends on quotes |
| [Northern Plains Electric Coop](https://meterwise.app/nd/northern-plains-electric-coop/heat-pump-vs-furnace/index.md) | 10.7¢ | -15% | gas | −$110 | depends on quotes |
| [Nodak Electric Coop Inc](https://meterwise.app/nd/nodak-electric-coop-inc/heat-pump-vs-furnace/index.md) | 12.1¢ | -4% | gas | −$20 | depends on quotes |
| [Cass County Elec Coop Inc](https://meterwise.app/nd/cass-county-elec-coop-inc/heat-pump-vs-furnace/index.md) | 12.4¢ | -1% | gas | −$150 | depends on quotes |
| [Verendrye Electric Coop Inc](https://meterwise.app/nd/verendrye-electric-coop-inc/heat-pump-vs-furnace/index.md) | 10.7¢ | -15% | gas | −$130 | depends on quotes |
| [Dakota Valley Elec Coop Inc](https://meterwise.app/nd/dakota-valley-elec-coop-inc/heat-pump-vs-furnace/index.md) | 12.0¢ | -4% | gas | −$60 | depends on quotes |
| [Roughrider Electric Cooperativ](https://meterwise.app/nd/roughrider-electric-cooperativ/heat-pump-vs-furnace/index.md) | 10.2¢ | -18% | gas | −$190 | depends on quotes |
| [McLean Electric Coop, Inc](https://meterwise.app/nd/mclean-electric-coop-inc/heat-pump-vs-furnace/index.md) | 14.2¢ | +13% | propane | −$830 | heat pump ahead at any quote |
| [North Central Elec Coop, Inc](https://meterwise.app/nd/north-central-elec-coop-inc/heat-pump-vs-furnace/index.md) | 10.9¢ | -13% | propane | −$980 | heat pump ahead at any quote |
| [Mountrail-Williams Elec Coop](https://meterwise.app/nd/mountrail-williams-elec-coop/heat-pump-vs-furnace/index.md) | 7.2¢ | -42% | gas | −$330 | depends on quotes |
| [McKenzie Electric Coop Inc](https://meterwise.app/nd/mckenzie-electric-coop-inc/heat-pump-vs-furnace/index.md) | 7.9¢ | -37% | gas | −$310 | depends on quotes |
| [Burke-Divide Electric Coop Inc](https://meterwise.app/nd/burke-divide-electric-coop-inc/heat-pump-vs-furnace/index.md) | 7.9¢ | -37% | propane | −$1,210 | heat pump ahead at any quote |
| [Xcel Energy (Northern States Power Minnesota)](https://meterwise.app/nd/xcel-energy-northern-states-power-minnesota/heat-pump-vs-furnace/index.md) | 12.1¢ | -4% | gas | +$50 | depends on quotes |
| [Capital Electric Coop, Inc](https://meterwise.app/nd/capital-electric-coop-inc/heat-pump-vs-furnace/index.md) | 12.3¢ | -2% | gas | −$0 | depends on quotes |

Data: https://meterwise.app/data/v1/utilities.json · Method: https://meterwise.app/about/index.md