# Heat pump vs. gas furnace and AC on Ozarks Electric Coop Corp rates (OK)

> **Quick answer** (updated 2026-11-10): As of November 2026, for a typical 1,800 sq ft gas-heated home on Ozarks Electric Coop Corp electricity rates in Oklahoma that needs a new furnace and AC: It depends on your quotes. A heat pump saves about $210 a year to run, so it comes out ahead over 15 years if its quote is no more than $3,200 above the quote for a new furnace and AC.

- Verdict: **depends on quotes**
- Heat pump yearly running cost vs. a new gas furnace and AC: $210 less
- Break-even quote gap: the heat pump wins over 15 years if its quote is no more than $3,200 above the like-for-like quote
- Interactive calculator (change size, insulation, fuel, prices, ZIP): https://meterwise.app/ok/ozarks-electric-coop-corp/heat-pump-vs-furnace/
- Machine-readable data: https://meterwise.app/data/v1/utilities/ok/ozarks-electric-coop-corp.json

## Typical home: costs by option

1,800 sq ft, average insulation, heating with gas, furnace and AC both need replacing.

| Option | Installed (typical) | Installed range | Rebates | Energy per year | 15-year total |
|---|---|---|---|---|---|
| New gas furnace + new AC | $11,180 | $8,750–$13,610 | – | $760 | $22,600 |
| Heat pump (replaces both) | $11,180 | $7,780–$14,580 | – | $550 | $19,400 |
| High-efficiency cold-climate heat pump | $14,580 | $10,690–$19,440 | – | $430 | $21,000 |

## Inputs

- Electricity: Ozarks Electric Coop Corp's average residential price in OK (EIA), $0.142/kWh; the winter price of extra kWh is estimated at $0.106/kWh. Enter your own rate for a closer answer. Typical-bill price 14.2¢/kWh, +4% vs. the Oklahoma average of 13.7¢/kWh.
- Weather: Kansas 2 Ne, 3,410 heating and 1,768 cooling degree days a year (NOAA 1991-2020 normals).
- Gas: $1.38/therm (Oklahoma winter average, EIA); propane $2.36/gallon; heating oil $5.97/gallon.
- Homes in this utility's Oklahoma area heat with electricity 49%, gas 30%, propane 11%, other 10% (U.S. Census Bureau ACS 2019-2023).
- Installed prices: published study ranges, scaled for home size and Oklahoma HVAC installer wages (BLS).
- Rebates: not yet checked in Oklahoma, so not included.

## Common questions

**Is a heat pump worth it for Ozarks Electric Coop Corp customers?**
As of November 2026, for a typical 1,800 sq ft gas-heated home on Ozarks Electric Coop Corp electricity rates in Oklahoma that needs a new furnace and AC: It depends on your quotes. A heat pump saves about $210 a year to run, so it comes out ahead over 15 years if its quote is no more than $3,200 above the quote for a new furnace and AC.

**How much does a heat pump cost to run on Ozarks Electric Coop Corp's rates?**
About $550 a year for heating and cooling with the Heat pump (replaces both) option, against $760 for New gas furnace + new AC.

**What electricity price does this use?**
Electricity: Ozarks Electric Coop Corp's average residential price in OK (EIA), $0.142/kWh; the winter price of extra kWh is estimated at $0.106/kWh. Enter your own rate for a closer answer.

## Method

Heating and cooling need from local weather, floor area and insulation; each option's efficiency (heat pumps lose
efficiency in the cold and use backup heat in cold months) turns that into kWh and fuel; electricity is priced
through the utility's tariff; installed costs come from published ranges. Full method: https://meterwise.app/about/index.md

Estimates for a typical home, not a quote or financial advice.

## Other Oklahoma utilities

- [Alfalfa Electric Coop, Inc](https://meterwise.app/ok/alfalfa-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Canadian Valley Elec Coop, Inc](https://meterwise.app/ok/canadian-valley-elec-coop-inc/heat-pump-vs-furnace/index.md)
- [Cimarron Electric Coop](https://meterwise.app/ok/cimarron-electric-coop/heat-pump-vs-furnace/index.md)
- [Choctaw Electric Coop Inc](https://meterwise.app/ok/choctaw-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Cookson Hills Elec Coop, Inc](https://meterwise.app/ok/cookson-hills-elec-coop-inc/heat-pump-vs-furnace/index.md)
- [East Central Oklahoma Elec Coop Inc](https://meterwise.app/ok/east-central-oklahoma-elec-coop-inc/heat-pump-vs-furnace/index.md)
- [Empire District Electric Co](https://meterwise.app/ok/empire-district-electric-co/heat-pump-vs-furnace/index.md)
- [Indian Electric Coop, Inc](https://meterwise.app/ok/indian-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Kay Electric Coop](https://meterwise.app/ok/kay-electric-coop/heat-pump-vs-furnace/index.md)
- [Kiamichi Electric Coop, Inc](https://meterwise.app/ok/kiamichi-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Lake Region Electric Coop, Inc](https://meterwise.app/ok/lake-region-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Northeast Oklahoma Electric Co](https://meterwise.app/ok/northeast-oklahoma-electric-co/heat-pump-vs-furnace/index.md)
- [All Oklahoma utilities](https://meterwise.app/ok/index.md)

## Cite this page

MeterWise, "Heat pump vs. gas furnace and AC on Ozarks Electric Coop Corp rates (OK)", updated 2026-11-10, https://meterwise.app/ok/ozarks-electric-coop-corp/heat-pump-vs-furnace/. Data licensed CC BY 4.0.