# Heat pump vs. electric furnace and AC on Red River Valley Rrl Elec Assn rates (OK)

> **Quick answer** (updated 2026-11-10): As of November 2026, for a typical 1,800 sq ft electrically heated home on Red River Valley Rrl Elec Assn electricity rates in Oklahoma that needs a new furnace and AC: A heat pump comes out ahead here even with a high quote: about $9,900 less than a new furnace and AC over 15 years at typical prices, and $720 a year less to run.

- Verdict: **heat pump ahead at any quote**
- Heat pump yearly running cost vs. a new electric furnace and AC: $720 less
- Break-even quote gap: the heat pump wins over 15 years if its quote is no more than $10,800 above the like-for-like quote
- Interactive calculator (change size, insulation, fuel, prices, ZIP): https://meterwise.app/ok/red-river-valley-rrl-elec-assn/heat-pump-vs-furnace/
- Machine-readable data: https://meterwise.app/data/v1/utilities/ok/red-river-valley-rrl-elec-assn.json

## Typical home: costs by option

1,800 sq ft, average insulation, heating with electricity, furnace and AC both need replacing.

| Option | Installed (typical) | Installed range | Rebates | Energy per year | 15-year total |
|---|---|---|---|---|---|
| New electric furnace + new AC | $10,210 | $7,390–$13,220 | – | $1,230 | $28,700 |
| Heat pump (replaces both) | $11,180 | $7,780–$14,580 | – | $510 | $18,800 |
| High-efficiency cold-climate heat pump | $14,580 | $10,690–$19,440 | – | $400 | $20,500 |

## Inputs

- Electricity: Red River Valley Rrl Elec Assn's average residential price in OK (EIA), $0.114/kWh; the winter price of extra kWh is estimated at $0.105/kWh. Enter your own rate for a closer answer. Typical-bill price 11.4¢/kWh, -17% vs. the Oklahoma average of 13.7¢/kWh.
- Weather: Healdton 3 E, 3,354 heating and 2,000 cooling degree days a year (NOAA 1991-2020 normals).
- Gas: $1.38/therm (Oklahoma winter average, EIA); propane $2.36/gallon; heating oil $5.97/gallon.
- Homes in this utility's Oklahoma area heat with electricity 67%, gas 24%, propane 6%, other 3% (U.S. Census Bureau ACS 2019-2023).
- Installed prices: published study ranges, scaled for home size and Oklahoma HVAC installer wages (BLS).
- Rebates: not yet checked in Oklahoma, so not included.

## Common questions

**Is a heat pump worth it for Red River Valley Rrl Elec Assn customers?**
As of November 2026, for a typical 1,800 sq ft electrically heated home on Red River Valley Rrl Elec Assn electricity rates in Oklahoma that needs a new furnace and AC: A heat pump comes out ahead here even with a high quote: about $9,900 less than a new furnace and AC over 15 years at typical prices, and $720 a year less to run.

**How much does a heat pump cost to run on Red River Valley Rrl Elec Assn's rates?**
About $510 a year for heating and cooling with the Heat pump (replaces both) option, against $1,230 for New electric furnace + new AC.

**What electricity price does this use?**
Electricity: Red River Valley Rrl Elec Assn's average residential price in OK (EIA), $0.114/kWh; the winter price of extra kWh is estimated at $0.105/kWh. Enter your own rate for a closer answer.

## Method

Heating and cooling need from local weather, floor area and insulation; each option's efficiency (heat pumps lose
efficiency in the cold and use backup heat in cold months) turns that into kWh and fuel; electricity is priced
through the utility's tariff; installed costs come from published ranges. Full method: https://meterwise.app/about/index.md

Estimates for a typical home, not a quote or financial advice.

## Other Oklahoma utilities

- [Alfalfa Electric Coop, Inc](https://meterwise.app/ok/alfalfa-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Canadian Valley Elec Coop, Inc](https://meterwise.app/ok/canadian-valley-elec-coop-inc/heat-pump-vs-furnace/index.md)
- [Cimarron Electric Coop](https://meterwise.app/ok/cimarron-electric-coop/heat-pump-vs-furnace/index.md)
- [Choctaw Electric Coop Inc](https://meterwise.app/ok/choctaw-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Cookson Hills Elec Coop, Inc](https://meterwise.app/ok/cookson-hills-elec-coop-inc/heat-pump-vs-furnace/index.md)
- [East Central Oklahoma Elec Coop Inc](https://meterwise.app/ok/east-central-oklahoma-elec-coop-inc/heat-pump-vs-furnace/index.md)
- [Empire District Electric Co](https://meterwise.app/ok/empire-district-electric-co/heat-pump-vs-furnace/index.md)
- [Indian Electric Coop, Inc](https://meterwise.app/ok/indian-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Kay Electric Coop](https://meterwise.app/ok/kay-electric-coop/heat-pump-vs-furnace/index.md)
- [Kiamichi Electric Coop, Inc](https://meterwise.app/ok/kiamichi-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Lake Region Electric Coop, Inc](https://meterwise.app/ok/lake-region-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Northeast Oklahoma Electric Co](https://meterwise.app/ok/northeast-oklahoma-electric-co/heat-pump-vs-furnace/index.md)
- [All Oklahoma utilities](https://meterwise.app/ok/index.md)

## Cite this page

MeterWise, "Heat pump vs. electric furnace and AC on Red River Valley Rrl Elec Assn rates (OK)", updated 2026-11-10, https://meterwise.app/ok/red-river-valley-rrl-elec-assn/heat-pump-vs-furnace/. Data licensed CC BY 4.0.