# Heat pump vs. electric furnace and AC on Emerald People's Utility Dist rates (OR)

> **Quick answer** (updated 2026-11-10): As of November 2026, for a typical 1,800 sq ft electrically heated home on Emerald People's Utility Dist electricity rates in Oregon that needs a new furnace and AC: A heat pump comes out ahead here even with a high quote: about $11,900 less than a new furnace and AC over 15 years at typical prices, and $860 a year less to run.

- Verdict: **heat pump ahead at any quote**
- Heat pump yearly running cost vs. a new electric furnace and AC: $860 less
- Break-even quote gap: the heat pump wins over 15 years if its quote is no more than $12,900 above the like-for-like quote
- Interactive calculator (change size, insulation, fuel, prices, ZIP): https://meterwise.app/or/emerald-people-s-utility-dist/heat-pump-vs-furnace/
- Machine-readable data: https://meterwise.app/data/v1/utilities/or/emerald-people-s-utility-dist.json

## Typical home: costs by option

1,800 sq ft, average insulation, heating with electricity, furnace and AC both need replacing.

| Option | Installed (typical) | Installed range | Rebates | Energy per year | 15-year total |
|---|---|---|---|---|---|
| New electric furnace + new AC | $10,670 | $7,720–$13,820 | – | $1,250 | $29,400 |
| Heat pump (replaces both) | $11,680 | $8,130–$15,240 | – | $390 | $17,500 |
| High-efficiency cold-climate heat pump | $15,240 | $11,180–$20,320 | – | $320 | $20,000 |

## Inputs

- Electricity: Emerald People's Utility Dist's average residential price in OR (EIA), $0.111/kWh; the winter price of extra kWh is estimated at $0.088/kWh. Enter your own rate for a closer answer. Typical-bill price 11.1¢/kWh, -29% vs. the Oregon average of 15.6¢/kWh.
- Weather: Eugene-Mahlon Sweet Fld, 4,616 heating and 293 cooling degree days a year (NOAA 1991-2020 normals).
- Gas: $1.60/therm (Oregon winter average, EIA); propane $2.69/gallon; heating oil $6.15/gallon.
- Homes in this utility's Oregon area heat with electricity 72%, gas 19%, other 7%, propane 1% (U.S. Census Bureau ACS 2019-2023).
- Installed prices: published study ranges, scaled for home size and Oregon HVAC installer wages (BLS).
- Rebates: not yet checked in Oregon, so not included.

## Common questions

**Is a heat pump worth it for Emerald People's Utility Dist customers?**
As of November 2026, for a typical 1,800 sq ft electrically heated home on Emerald People's Utility Dist electricity rates in Oregon that needs a new furnace and AC: A heat pump comes out ahead here even with a high quote: about $11,900 less than a new furnace and AC over 15 years at typical prices, and $860 a year less to run.

**How much does a heat pump cost to run on Emerald People's Utility Dist's rates?**
About $390 a year for heating and cooling with the Heat pump (replaces both) option, against $1,250 for New electric furnace + new AC.

**What electricity price does this use?**
Electricity: Emerald People's Utility Dist's average residential price in OR (EIA), $0.111/kWh; the winter price of extra kWh is estimated at $0.088/kWh. Enter your own rate for a closer answer.

## Method

Heating and cooling need from local weather, floor area and insulation; each option's efficiency (heat pumps lose
efficiency in the cold and use backup heat in cold months) turns that into kWh and fuel; electricity is priced
through the utility's tariff; installed costs come from published ranges. Full method: https://meterwise.app/about/index.md

Estimates for a typical home, not a quote or financial advice.

## Other Oregon utilities

- [Central Electric Coop Inc](https://meterwise.app/or/central-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Central Lincoln People's Ut Dt](https://meterwise.app/or/central-lincoln-people-s-ut-dt/heat-pump-vs-furnace/index.md)
- [Coos-Curry Electric Coop, Inc](https://meterwise.app/or/coos-curry-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Consumers Power, Inc](https://meterwise.app/or/consumers-power-inc/heat-pump-vs-furnace/index.md)
- [City of Eugene](https://meterwise.app/or/city-of-eugene/heat-pump-vs-furnace/index.md)
- [Idaho Power](https://meterwise.app/or/idaho-power/heat-pump-vs-furnace/index.md)
- [Lane Electric Coop Inc](https://meterwise.app/or/lane-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Midstate Electric Coop, Inc](https://meterwise.app/or/midstate-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Oregon Trail El Cons Coop, Inc](https://meterwise.app/or/oregon-trail-el-cons-coop-inc/heat-pump-vs-furnace/index.md)
- [Pacific Power (PacifiCorp)](https://meterwise.app/or/pacific-power-pacificorp/heat-pump-vs-furnace/index.md)
- [Portland General Electric Co](https://meterwise.app/or/portland-general-electric-co/heat-pump-vs-furnace/index.md)
- [Salem Electric](https://meterwise.app/or/salem-electric/heat-pump-vs-furnace/index.md)
- [All Oregon utilities](https://meterwise.app/or/index.md)

## Cite this page

MeterWise, "Heat pump vs. electric furnace and AC on Emerald People's Utility Dist rates (OR)", updated 2026-11-10, https://meterwise.app/or/emerald-people-s-utility-dist/heat-pump-vs-furnace/. Data licensed CC BY 4.0.