# Is a heat pump worth it in South Dakota? Compare by electric utility

> As of November 2026: of 11 South Dakota electric utilities, a heat pump comes out ahead at any quote for 1,
> it depends on quotes for 10, and like-for-like comes out ahead for 0
> (typical 1,800 sq ft home replacing both furnace and AC).

- South Dakota average residential electricity: 14.3¢/kWh (EIA, last 12 months)
- Winter gas: $0.94/therm (EIA, Nov–Mar)
- Interactive page: https://meterwise.app/sd/

## What to know about the South Dakota numbers

- **Rebates not checked yet**: We haven't checked heat pump rebates in South Dakota yet, so the numbers here leave them out. Utility and state programs can take thousands off a heat pump, so ask your utility and your contractor what's available.
- **Mostly average prices**: Only 0% of South Dakota ZIP codes here are priced on a current utility tariff. The rest use the utility's average price from the U.S. Energy Information Administration, which is about two years old and doesn't show tiers, so the winter price of extra kWh is estimated. Enter the rate from a recent bill for a closer answer.
- **Regional fuel prices**: EIA doesn't publish a South Dakota price for every fuel: heating oil uses the regional average. Enter your own price if you heat with it.

## Utilities

"Heat pump vs. furnace + AC" is the heat pump's yearly running cost difference (− = cheaper to run).

| Utility | Price/kWh | vs. state | Default fuel | Heat pump vs. furnace + AC | Verdict |
|---|---|---|---|---|---|
| [Otter Tail Power](https://meterwise.app/sd/otter-tail-power/heat-pump-vs-furnace/index.md) | 10.9¢ | -24% | gas | −$190 | depends on quotes |
| [Southeastern Electric Coop Inc](https://meterwise.app/sd/southeastern-electric-coop-inc/heat-pump-vs-furnace/index.md) | 12.4¢ | -13% | gas | −$170 | depends on quotes |
| [Xcel Energy (Northern States Power Minnesota)](https://meterwise.app/sd/xcel-energy-northern-states-power-minnesota/heat-pump-vs-furnace/index.md) | 13.9¢ | -3% | gas | −$40 | depends on quotes |
| [Central Electric Coop, Inc](https://meterwise.app/sd/central-electric-coop-inc/heat-pump-vs-furnace/index.md) | 13.6¢ | -5% | gas | −$130 | depends on quotes |
| [Sioux Valley SW Elec Coop](https://meterwise.app/sd/sioux-valley-sw-elec-coop/heat-pump-vs-furnace/index.md) | 12.9¢ | -10% | gas | −$130 | depends on quotes |
| [Dakota Energy Coop Inc](https://meterwise.app/sd/dakota-energy-coop-inc/heat-pump-vs-furnace/index.md) | 15.3¢ | +7% | gas | −$150 | depends on quotes |
| [West River Electric Assn Inc](https://meterwise.app/sd/west-river-electric-assn-inc/heat-pump-vs-furnace/index.md) | 14.2¢ | -1% | gas | −$110 | depends on quotes |
| [Black Hills Power, Inc.](https://meterwise.app/sd/black-hills-power-inc/heat-pump-vs-furnace/index.md) | 14.4¢ | +0% | gas | −$40 | depends on quotes |
| [Montana-Dakota Utilities Co](https://meterwise.app/sd/montana-dakota-utilities-co/heat-pump-vs-furnace/index.md) | 14.6¢ | +2% | gas | +$90 | depends on quotes |
| [Rosebud Electric Coop Inc](https://meterwise.app/sd/rosebud-electric-coop-inc/heat-pump-vs-furnace/index.md) | 10.6¢ | -26% | propane | −$800 | heat pump ahead at any quote |
| [Black Hills Electric Coop, Inc](https://meterwise.app/sd/black-hills-electric-coop-inc/heat-pump-vs-furnace/index.md) | 14.8¢ | +3% | gas | −$170 | depends on quotes |

Data: https://meterwise.app/data/v1/utilities.json · Method: https://meterwise.app/about/index.md