# Heat pump vs. electric furnace and AC on Wise Electric Coop Inc rates (TX)

> **Quick answer** (updated 2026-11-10): As of November 2026, for a typical 1,800 sq ft electrically heated home on Wise Electric Coop Inc electricity rates in Texas that needs a new furnace and AC: A heat pump comes out ahead here even with a high quote: about $9,600 less than a new furnace and AC over 15 years at typical prices, and $710 a year less to run.

- Verdict: **heat pump ahead at any quote**
- Heat pump yearly running cost vs. a new electric furnace and AC: $710 less
- Break-even quote gap: the heat pump wins over 15 years if its quote is no more than $10,600 above the like-for-like quote
- Interactive calculator (change size, insulation, fuel, prices, ZIP): https://meterwise.app/tx/wise-electric-coop-inc/heat-pump-vs-furnace/
- Machine-readable data: https://meterwise.app/data/v1/utilities/tx/wise-electric-coop-inc.json

## Typical home: costs by option

1,800 sq ft, average insulation, heating with electricity, furnace and AC both need replacing.

| Option | Installed (typical) | Installed range | Rebates | Energy per year | 15-year total |
|---|---|---|---|---|---|
| New electric furnace + new AC | $10,220 | $7,400–$13,230 | – | $1,320 | $30,000 |
| Heat pump (replaces both) | $11,190 | $7,780–$14,600 | – | $620 | $20,400 |
| High-efficiency cold-climate heat pump | $14,600 | $10,700–$19,460 | – | $470 | $21,700 |

## Inputs

- Electricity: Wise Electric Coop Inc's average residential price in TX (EIA), $0.156/kWh; the winter price of extra kWh is estimated at $0.112/kWh. Enter your own rate for a closer answer. Typical-bill price 15.6¢/kWh, -3% vs. the Texas average of 16.0¢/kWh.
- Weather: Alvord 3 N, 2,861 heating and 2,353 cooling degree days a year (NOAA 1991-2020 normals).
- Gas: $2.02/therm (Texas winter average, EIA); propane $3.15/gallon; heating oil $6.15/gallon.
- Homes in this utility's Texas area heat with electricity 72%, gas 16%, propane 10%, other 2% (U.S. Census Bureau ACS 2019-2023).
- Installed prices: published study ranges, scaled for home size and Texas HVAC installer wages (BLS).
- Rebates: not yet checked in Texas, so not included.

## Common questions

**Is a heat pump worth it for Wise Electric Coop Inc customers?**
As of November 2026, for a typical 1,800 sq ft electrically heated home on Wise Electric Coop Inc electricity rates in Texas that needs a new furnace and AC: A heat pump comes out ahead here even with a high quote: about $9,600 less than a new furnace and AC over 15 years at typical prices, and $710 a year less to run.

**How much does a heat pump cost to run on Wise Electric Coop Inc's rates?**
About $620 a year for heating and cooling with the Heat pump (replaces both) option, against $1,320 for New electric furnace + new AC.

**What electricity price does this use?**
Electricity: Wise Electric Coop Inc's average residential price in TX (EIA), $0.156/kWh; the winter price of extra kWh is estimated at $0.112/kWh. Enter your own rate for a closer answer.

## Method

Heating and cooling need from local weather, floor area and insulation; each option's efficiency (heat pumps lose
efficiency in the cold and use backup heat in cold months) turns that into kWh and fuel; electricity is priced
through the utility's tariff; installed costs come from published ranges. Full method: https://meterwise.app/about/index.md

Estimates for a typical home, not a quote or financial advice.

## Other Texas utilities

- [Austin Energy](https://meterwise.app/tx/austin-energy/heat-pump-vs-furnace/index.md)
- [Bailey County Elec Coop Assn](https://meterwise.app/tx/bailey-county-elec-coop-assn/heat-pump-vs-furnace/index.md)
- [Bandera Electric Coop, Inc](https://meterwise.app/tx/bandera-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Bartlett Electric Coop, Inc](https://meterwise.app/tx/bartlett-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Big Country Electric Coop, Inc](https://meterwise.app/tx/big-country-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Bluebonnet Electric Coop, Inc](https://meterwise.app/tx/bluebonnet-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Bowie-Cass Electric Coop, Inc](https://meterwise.app/tx/bowie-cass-electric-coop-inc/heat-pump-vs-furnace/index.md)
- [Central Texas Elec Coop, Inc](https://meterwise.app/tx/central-texas-elec-coop-inc/heat-pump-vs-furnace/index.md)
- [Concho Valley Elec Coop Inc](https://meterwise.app/tx/concho-valley-elec-coop-inc/heat-pump-vs-furnace/index.md)
- [Cooke County Elec Coop Assn](https://meterwise.app/tx/cooke-county-elec-coop-assn/heat-pump-vs-furnace/index.md)
- [Comanche County Elec Coop Assn](https://meterwise.app/tx/comanche-county-elec-coop-assn/heat-pump-vs-furnace/index.md)
- [Deep East Texas Elec Coop Inc](https://meterwise.app/tx/deep-east-texas-elec-coop-inc/heat-pump-vs-furnace/index.md)
- [All Texas utilities](https://meterwise.app/tx/index.md)

## Cite this page

MeterWise, "Heat pump vs. electric furnace and AC on Wise Electric Coop Inc rates (TX)", updated 2026-11-10, https://meterwise.app/tx/wise-electric-coop-inc/heat-pump-vs-furnace/. Data licensed CC BY 4.0.